Home loans eligibility

Documents required with loan application form: (Self-Employed cases)

Common Documents           
• Updated Bank Pass Book / Statement of accounts for last 6 months (Xerox)
• Ration Card (Xerox)
• Business Profile: A note on business mentioning nature of business mentioning nature of business, list of clients, suppliers, staff    strength, geographical spread, etc.

Partnership
• Copy of Partnership Deed
• 3 yrs P & L a/c, B/S, Computation of income certified by CA.
• Individual Computation of Income and tax returns for last 3 yrs.

Proprietor / Professional   
• 3 yrs P & L a/c, B/S, Computation of income certified by CA
• Income Tax return file statement for 3 yrs.      

Pvt. Ltd. Company
• Remuneration certificate
• Board resolution for fixing remuneration.
• Company's annual report
• Individual IT returns for last 3 yrs.

Documents required with loan application form: (Employed cases)

• Latest Salary Certificate / Slip in original
• Form no.16 A (TDS Form) from Employer (Xerox)
• Certificate from Employer for any other allowances which is not reflected in salary slip (in original)
• Updated Bank Pass Book / Statement of accounts for last 6 months (Xerox)
• Voter I.D. card or Company's I.D. or Passport (Xerox) or Ration Card (Xerox)
• Passport size Photograph of applicant & co-applicant